Privacy Policy

Effective Date: May 1, 2025

1. Introduction

Mōmentum Capital Funding, LLC (“Mōmentum,” “we,” “us,” or “our”) is committed to protecting your privacy and the security of your personal information. This Privacy Policy explains how we collect, use, share, and protect information from visitors to our website, applicants for funding, clients, and other contacts.

By accessing or using our website or services, you agree to the terms of this Privacy Policy.

2. Information We Collect

We collect the following types of information:

Personal Identification Information: Name, address, email, phone number, date of birth, SSN, driver’s license or government ID.
Financial Information: Credit details, income, banking info, tax data, funding history, and EIN.
Business Information: Business name, industry, structure, revenue, and ownership details.
Technical and Usage Information: IP address, device/browser data, page visits, and usage patterns.
Communications: Emails and messages you send to us.

3. How We Collect Information

Directly from You: Via forms, calls, emails, or documents you submit.
Automatically: Using cookies, web beacons, and analytics tools.
From Third Parties: Credit bureaus, identity verification tools, public databases, or referral partners.

4. How We Use Your Information

To process funding and manage accounts
To communicate updates and respond to inquiries
For identity and risk verification
To meet legal, compliance, and regulatory obligations
To improve our services and website
For marketing (with consent)
To enforce contracts and collect owed funds

5. How We Share Information

We do not sell your data. We may share information with:

Service Providers: IT, marketing, payments, customer support
Credit Bureaus: For credit reporting purposes
Financial Partners: When facilitating transactions
Legal/Regulatory Authorities: When required by law
In a Business Transfer: During a merger or sale
With Your Consent
In Aggregated/Anonymized Form

Note: GLBA rules may limit data sharing with non-affiliates. Consult legal counsel if applicable.

6. Data Security

We use encryption, access controls, and secure servers to protect your data. However, no online transmission is 100% secure. Use our services at your own risk.

7. Data Retention

We keep your data only as long as needed to provide services, meet legal requirements, resolve disputes, or enforce agreements. When no longer needed, your data is securely destroyed or anonymized.

8. Cookies and Tracking

We use cookies and similar tools to enhance functionality and gather analytics.

Types Used: Session and persistent cookies for performance, functionality, and analytics (e.g., Google Analytics).
Your Options: You can disable cookies in your browser settings.
Google Analytics Opt-Out: https://tools.google.com/dlpage/gaoptout

9. Your Rights and Choices

Depending on applicable law, you may have the right to:

Access, correct, or delete your data
Opt out of certain data sharing (GLBA)
Unsubscribe from marketing emails
For California residents: Rights under CCPA/CPRA (know, correct, delete, limit use, opt-out of sale)

To exercise your rights, contact us using the details in Section 13. Identity verification may be required.

10. Children’s Privacy

We do not knowingly collect information from children under 13 (or 16 depending on jurisdiction). If such data is collected inadvertently, it will be deleted.

11. International Data Transfers

We are based in the United States. By using our services from outside the U.S., you consent to the transfer and processing of your data in the U.S., where data laws may differ from your jurisdiction.

12. Changes to This Policy

We may update this policy periodically. Changes will be posted here with an updated effective date. Continued use of our site after changes means you accept them.

13. Contact Us

For questions or to exercise your rights, contact:
Mōmentum Capital Funding, LLC
3800 Colonnade Parkway, Suite 300
Birmingham AL 35243