Charge
Forward
With
Mōmentum
We’re a team of entrepreneurs who’ve sweated payroll, bet on ourselves more than once, and know exactly what it takes to run a business. That’s why we built Mōmentum—to deliver fast, flexible, high-impact financing for blue collar businesses that deserve capital that works as hard as they do.
Stats
Results built on trust
We’ve put billions to work for businesses that couldn’t afford to wait. Our success is a direct result of the trust our clients place in us every day.
in total funding
Funding in as little as 24 hours
businesses supported nationwide
How we help
We turn cash flow uncertainty into capital you can count on.
Uncertainty of your cash flow shouldn’t be the thing standing between you and your next move. We turn outstanding invoices into immediate capital, without the runaround. That’s how businesses across these industries have kept their businesses growing:
How factoring works
Real reliable capital. Real business impact.
Liquidity
Access the cash tied up in invoices quickly, improving liquidity to meet operational needs.
Growth
Get the capital you need to take on bigger opportunities without waiting on traditional loan approvals.
Stability
Avoid the cash flow uncertainties that come with late payments from customers.
Flexibility
Get funding built around your business and how it actually runs, without the roadblocks of traditional financing.
Efficiency
Spend less time managing receivables and more time running your business.
Support
Build financial stability with reliable working capital that backs your short-term needs and your long-term plans.
Our process
Fast funding in three straightforward steps
Tell us your story.
You’ll connect with one of our funding experts to walk through your business, your customers, and your goals. We’ll handle the underwriting, provide an honest quote, and outline a plan built around your operation to help you get there.
Send over your paperwork.
Once you’re set up, send over your invoices, and we’ll handle the rest.
Get funded. Fast.
Once your invoices are verified, we provide same day funding. Because the grind doesn’t stop and cash flow is what keeps it going.
Real Stories
Real people. Real success.
The work was there. The cash flow wasn’t. Here’s what happened when they had Mōmentum behind them.
Before Mōmentum:
“We had strong demand but couldn’t expand as fast as we wanted because payroll runs weekly and client payments don’t.”
After Mōmentum:
“Now we onboard new accounts without hesitation. Payroll is covered, our team is confident, and we’re growing faster than we thought possible..”
Founder, Staffing Agency
Before Mōmentum:
“Big contracts looked great on paper, but 60- and 90-day payment terms made it tough to manage crews and materials smoothly.”
After Mōmentum:
“With steady access to our receivables, we’ve taken on larger projects and negotiated better supplier terms. Cash flow stopped being the bottleneck.”
President, Pipeline Construction Company
Before Mōmentum:
“We were juggling fuel costs, insurance, and weekly payroll while brokers paid on 30+ days. Every growth opportunity meant added stress.”
After Mōmentum:
“We submit invoices and funding lands the same day. Our trucks stay moving, drivers get paid on time, and we can add routes without worrying about timing gaps..”
Owner, Oilfield Trucking Company
Before Mōmentum:
“We were winning contracts but waiting 45–60 days to get paid. Without two years of financials, traditional financing wasn’t an option. Growth felt slower than it should have.”
After Mōmentum:
“We turned our receivables into working capital within the same day. Now we take on new clients confidently, knowing cash flow won’t hold us back. It feels like we finally have a financial partner who sees where we’re going.”
Founder, B2B Services Startup
Ready to charge ahead?
You lead the charge. We’ll make sure cash flow never slows your pace.