About us

Where blue collar grit gets the backing it deserves

At Mōmentum, we deliver fast, flexible, high-impact financing for businesses that can’t afford to wait. When there’s payroll to meet, deadlines to beat, and crews to move, we’re here to make sure you have the capital to do it. Because you’ve earned a partner who works as hard as you do.

Our Story

We’ve been there. That’s why we’re here.

Our founder, Brandon, built his first company in 2011. He knew what it took to keep crews, vendors, and clients satisfied, and he did just that. But even with a profitable company, growth hit a wall. Invoices sat unpaid for 30, 60, and even 90 days while payroll didn't wait. He turned to factoring, and it worked, but the firms he dealt with didn't. Cold interactions, confusing terms, aggressive tactics, and companies that saw numbers instead of people.

That frustration sparked an idea he started working on late at night: a factoring company built by an operator, for operators. A mutual friend suggested he sit down with Keith, a fellow entrepreneur. What was supposed to be a quick chat over a cold beer to talk shop turned into a three-hour dinner. When Keith asked him what he really wanted to do, Brandon didn't give him a corporate pitch; he told him the truth about the gap in the market and the need for a partner with actual grit. That’s how Mōmentum was born and who we are today. We aren't just a finance firm. We’re the result of a shared mission to provide the honest backing we always wished existed.

A Partner Who gets it

You’re strong enough to stand alone, but smart enough to know you don’t have to.

Not every financing company gets it. We do, because we’ve lived it. At Mōmentum, we’re not career bankers. We’re entrepreneurs who’ve sweated payroll, supported our families, and bet on ourselves more than once. We know that an invoice isn’t just a number on a screen. It’s fuel in the tanks, payroll for your crew, and the green light on the next job. You’ve done the work. You deserve a partner who has too.

Stats

Results built on trust

We’ve put billions to work for businesses that couldn’t afford to wait. Our success is a direct result of the trust our clients place in us every day.

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in total funding

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Funding in as little as 24 hours

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businesses supported nationwide

Real Stories

Real people. 
Real success.

The work was there. The cash flow wasn’t. Here’s what happened when they had Mōmentum behind them.

Before Mōmentum:

“We had strong demand but couldn’t expand as fast as we wanted because payroll runs weekly and client payments don’t.”

After Mōmentum:

“Now we onboard new accounts without hesitation. Payroll is covered, our team is confident, and we’re growing faster than we thought possible..”

Founder, Staffing Agency

Before Mōmentum:

“Big contracts looked great on paper, but 60- and 90-day payment terms made it tough to manage crews and materials smoothly.”

After Mōmentum:

“With steady access to our receivables, we’ve taken on larger projects and negotiated better supplier terms. Cash flow stopped being 
the bottleneck.”

President, Pipeline Construction Company

Before Mōmentum:

“We were juggling fuel costs, insurance, and weekly payroll while brokers paid on 30+ days. Every growth opportunity meant added stress.”

After Mōmentum:

“We submit invoices and funding lands the same day. Our trucks stay moving, drivers get paid on time, and we can add routes without worrying about timing gaps..”

Owner, Oilfield Trucking Company

Before Mōmentum:

“We were winning contracts but waiting 45–60 days to get paid. Without two years of financials, traditional financing wasn’t an option. Growth felt slower than it should have.”

After Mōmentum:

“We turned our receivables into working capital within the same day. Now we take on new clients confidently, knowing cash flow won’t hold us back. It feels like we finally have a financial partner who sees where we’re going.”

Founder, B2B Services Startup

Need Mōmentum for the road ahead?

You handle the hard work. We will provide the honest backing. Let us make sure your cash flow can move as fast as you do.