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Terms of Use

Effective Date: January 1, 2026

These Terms of Use (“Terms”) govern your access to and use of the website located at mcf.fund, portal.momentumcapitalfunding.com (the “Client Portal”), and any related services operated by Mōmentum Capital Funding (“Mōmentum,” “we,” “us,” or “our”).

By accessing or using our website, submitting information, applying for funding, or accessing the Client Portal, you agree to be bound by these Terms.

If you do not agree to these Terms, you may not use our website or services.

1. Commercial Use Only 2. Website Use 3. No Financial, Legal, or Tax Advice 4. Application and Funding Disclosure 5. Client Portal Use (portal.momentumcapitalfunding.com) 6. Electronic Communications 7. Intellectual Property 8. Third Party Links and Services 9. Data Security and Transmission Risk 10. Limitation of Liability 11. Indemnification 12. Termination 13. Governing Law 14. Changes to These Terms 15. Contact Information

1. Commercial Use Only

Mōmentum provides commercial financing services exclusively for business purposes.

Our services are not intended for personal, family, or household use. By using this website or applying for funding, you represent that you are acting on behalf of a business entity.

2. Website Use

You agree to use our website only for lawful purposes.

You may not:

  • Attempt to gain unauthorized access to systems or data
  • Interfere with website functionality
  • Introduce malicious software
  • Copy, scrape, or reproduce content without permission
  • Use the website for fraudulent purposes

We reserve the right to restrict or terminate access for misuse.

3. No Financial, Legal, or Tax Advice

Content on this website, including blog posts, guides, comparisons, and informational materials, is provided for general informational purposes only.

Nothing on this website constitutes:

  • Legal advice
  • Tax advice
  • Accounting advice
  • Investment advice
  • A guarantee of funding approval

You should consult appropriate professional advisors before making financial decisions.

4. Application and Funding Disclosure

Submission of an inquiry or application does not guarantee:

  • Approval
  • Specific advance rates
  • Specific pricing
  • Funding timelines

All funding decisions are subject to underwriting, verification, documentation review, and execution of formal written agreements.

Only a signed, executed funding agreement governs the relationship between Mōmentum and a client.

5. Client Portal Use (portal.momentumcapitalfunding.com)

If you are provided access to the Client Portal, you agree to:

  • Maintain the confidentiality of login credentials
  • Restrict access to authorized personnel
  • Notify us immediately of unauthorized access
  • Use the portal only for legitimate business purposes

You are responsible for all activity occurring under your login credentials.

Mōmentum is not liable for losses arising from unauthorized use resulting from your failure to safeguard credentials.

We reserve the right to suspend or terminate portal access at our discretion.

6. Electronic Communications

By using our website or Client Portal, you consent to receive electronic communications as described in our Electronic Communications Disclosure.

Electronic records and signatures may be used in place of paper documents.

7. Intellectual Property

All website content, including:

  • Text
  • Graphics
  • Logos
  • Branding
  • Design elements
  • Software

is the property of Mōmentum Capital Funding or its licensors and is protected by intellectual property laws.

You may not reproduce, distribute, modify, or publicly display content without prior written consent.

8. Third Party Links and Services

Our website and portal may contain links to third-party platforms, including:

  • Electronic signature providers
  • Payment processors
  • Analytics tools

We are not responsible for the content, security, or practices of third-party websites.

Your use of third-party services is governed by their respective terms and policies.

9. Data Security and Transmission Risk

While we implement commercially reasonable security measures, you acknowledge that:

  • Internet transmissions are not guaranteed to be secure
  • No system is completely immune to cyber threats

You assume the risk of transmitting information electronically.

10. Limitation of Liability

To the fullest extent permitted by law, Mōmentum shall not be liable for:

  • Indirect damages
  • Consequential damages
  • Lost profits
  • Business interruption
  • Data loss
  • Reliance on website content

Our total liability arising from website use shall not exceed one hundred dollars ($100), unless otherwise required by law.

This limitation does not apply where prohibited by applicable law.

11. Indemnification

You agree to indemnify and hold harmless Mōmentum, its officers, employees, and affiliates from claims arising out of:

  • Your misuse of the website
  • Violation of these Terms
  • Fraudulent or unlawful conduct
  • Unauthorized portal access

12. Termination

We may suspend or terminate website or portal access at any time for:

  • Security concerns
  • Violation of these Terms
  • Suspected fraud
  • Operational reasons

Termination does not affect obligations under executed funding agreements.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to conflict of law principles.

Any disputes shall be resolved in courts located in Jefferson County, Alabama, unless otherwise agreed in writing.

(You may choose Texas instead if strategically aligned with your operations.)

14. Changes to These Terms

We may update these Terms periodically.

Changes will be posted with an updated Effective Date. Continued use of the website or Client Portal constitutes acceptance of revised Terms.

15. Contact Information

Mōmentum Capital Funding
3800 Colonnade Parkway, Suite 140
Birmingham, AL 35243

Email: info@mcf.fund
Phone: (205) 769-0604

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