1. Information We Collect
We may collect the following categories of information:
A. Information You Provide Directly
When you:
- Submit a funding inquiry
- Complete an application
- Contact us by phone or email
- Upload documents
- Access our client portal
We may collect:
- Name
- Business name
- Business address
- Email address
- Phone number
- Tax identification number
- Bank information
- Invoice data
- Financial statements
- Driver or equipment information (where applicable)
- Any other information voluntarily submitted
B. Information Collected Automatically
When you visit our website, we may automatically collect:
- IP address
- Browser type
- Device type
- Pages visited
- Time spent on pages
- Referring website
- Interaction with site features
We may use:
- Google Analytics
- Advertising pixels (such as Meta or LinkedIn)
- Similar tracking technologies
For more information, please review our Cookie Policy.
C. Information From Third Parties
We may receive information from:
- Credit reporting agencies
- Commercial credit bureaus
- Background verification services
- Marketing partners
- CRM platforms (such as Pipedrive)
This may include creditworthiness information about
your business or customers.
2. How We Use Information
We use collected information to:
- Evaluate funding eligibility
- Verify identity and business operations
- Underwrite accounts receivable
- Process funding transactions
- Communicate regarding applications or accounts
- Respond to inquiries
- Improve website functionality
- Conduct marketing and outreach
- Comply with legal and regulatory obligations
- Prevent fraud and financial misconduct
We do not sell personal information in the traditional sense.
3. How We Share Information
We may share information with:
A. Service Providers
- CRM providers (e.g., Pipedrive)
- Payment processors
- Analytics providers
- IT service providers
- Electronic signature platforms
- Document management providers
These service providers are contractually obligated to protect your information.
B. Business Partners
Where necessary to:
- Verify invoices
- Confirm customer creditworthiness
- Process funding
- Conduct risk evaluations
4. Data Security
We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your information. However, no system can guarantee absolute security. By using our services, you acknowledge that data transmission over the internet carries inherent risks.
5. Data Retention
We retain information:
- For as long as necessary to fulfill the purposes outlined in this Policy
- To comply with legal obligations
- To resolve disputes
- To enforce agreements
Retention periods may vary depending on regulatory and contractual requirements.
6. Marketing and Communications
We may send:
- Service-related communications
- Application updates
- Industry insights
- Promotional content
You may opt out of marketing emails by using the unsubscribe link included in our communications.
If you opt into SMS communications, message frequency may vary. Message and data rates may apply. You may opt out by replying STOP.
7. California Privacy Rights (CCPA)
If you are a California resident, you may have the right to:
- Request access to personal information we collect
- Request deletion of personal information
- Request correction of inaccurate information
- Opt out of certain sharing practices
To exercise these rights, contact:
Email: info@mcf.fund
Phone: (205) 769-0604
We will verify your identity before responding to requests.
8. Children Privacy
Our services are intended for commercial business use only. We do not knowingly collect information from individuals under 18 years of age.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of external sites.
We encourage you to review their privacy policies before providing personal information.
10. Changes to This Policy
We may update this Privacy Policy from time to time.
Any changes will be posted on this page with an updated effective date.
Continued use of our website or services after updates constitutes acceptance of the revised Policy.
11. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact:
Mōmentum Capital Funding
3800 Colonnade Parkway, Suite 140
Birmingham, AL 35243
Email: info@mcf.fund
Phone: (205) 769-0604